Macau Connect

As an accountant, I'm somewhat risk adverse.  I just don't dare to travel outside the USA for weeks without insuring my trip.  I personally think travel insurance is worth for the peace of my mind when I prepaid for the plane tickets and hotels for thousands of dollars.  Even though I am visiting my hometown Macau, I will feel jittery if I go there without travel insurance.  My trip back home costs me thousands of USD, so to me, paying $254 (for a 2-weeks trip, without the Flight Guard and Car Rental Collision Coverage because I don't need to drive in Macau) to protect my loss against unexpected trip cancellation and interruption, isn't making my trip that noticeably more expensive.   I however never bought travel insurance when my trip cost under US$5,000.  It's because I'm tolerant to insignificant loss of money and at my tolerance level, anything that is under US$5,000 isn't worth my worrying about it.  I also didn't buy travel insurance ...

Even though I'm a frequent flyer, I am afraid of flying. I'm not sure if I have a phobia of flying since I'm still brave enough to get on a plane.  It's just I don't know since when I feel panic during every turbulence. I have no idea when I started to develop such panic on the planes, to a point when I literally feel very shaken and I just lose control of my emotion to frantically hold on to whoever is sitting next to me.  I've noticed that the turbulence just gets more severe and more frequent with every new trip.  I'm not sure if I am feeling this way because I'm getting older by the day.  I still remember my first flight in my life, the one that I took from Hong Kong to the USA, to attend college, I was very calm and collected back then, I was flying with United Air and I was seated in between two American men who asked me, "So you speak English fluently! How did you learn to speak English so fluently? "  At the time, I was surprised th...

如果想閱讀中文版, 請按這超連結與我聯絡 , 我會把中文全版 (繁體或簡體) 電郵給你… Yesterday, I discovered that I had officially joined the tens of  millions of Americans who don't have health insurance, since 1/1/21018!  I never imagined in a million years I could be one of the uninsured Americans.  Now I'm one, I finally realize why healthcare is such a debated issue in this country.  Having been an employee for many years, I used to have no idea what people were talking about when they talked about uninsured Americans.  I had never lived one day in the USA without health insurance.  When I was in college as a foreign student, I was covered by my university's group plan that had very affordable premiums. After I left the academic world, I was provided with health insurance by my employer.  During the probation period at my first professional job, I was covered still by my university's group plan, which I only used for one doctor's visit due to a strap throat.  Yes, there were the ...