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Showing posts from February, 2018

新年新展望

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還記得2017 年來臨的時候, 我們所許下的新年大計嗎? 那時我們對2017 年的展望, 現在開始在實現中了嗎? 如果我們想改變當時所計劃和期求的事, 在這狗年的開始, 是我們去更新, 去變改的第二次機會了! 過去如果自己對自己或對這世界的一切 有什麼不滿的話, 現在是我們的另一個機會去返省和思考在未來一年裡, 應怎樣去改善自己的快樂和滿足指數, 其實有時候, 只要我們小許的改變自己的觀點, 我們會發現, 許多令我們所不滿的問題, 都一一自動消失去, 我認為這並不是消極的態度, 也不是出家人才奉行的化境, 而是我們許多時都是從一個錯誤的角度去看許多事情, 而在這新的一年裡, 為何不去嘗試, 從一個不同的角度去看我們在過去存下來的問題呢? 說不定會得到一遍令我們驚喜的景象呢! 希望大家在這個年, 一同努力去的去改做自己, 去為自己來年的生活, 帶來很多的快樂!

Where To Find Extra Money? 節流其實就是開源

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As an accountant, I’m often asked by my clients (corporate & individuals alike) how they could make more money. One of the many things I usually recommend them doing was to review their credit card statements. This seems to be a no-brainer. But you will be surprised by how many people and even corporations don’t do this diligently enough. For some of my corporate clients, reviewing the credit card statements may actually make them substantial amount of money because of their vast transaction volumes and the significant dollar amount involved. It’s because the bookkeepers or accounts payable department often robotically pay for the bank charges, late fees or any charges that are accessed by the banks or the credit card companies in bulk processing without spending much time reviewing them. But if they do, they may realize many of these late fees, interest charges on the credit cards can be waived, simply by calling the credit card companies. Late fees and interest char...

Vulnerability In VPNs 網絡私隱和資料維護

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I’m surprised that many people don’t know what VPN is. I’m even more surprised that so many people whom I’ve met in Macau have no idea what VPN is because some of them are professionals who hold key corporate positions that are much in need for internet security and privacy! I first came to know about VPN when I was working for one of the Big 4 accounting firms in the USA years ago. As much as I hated the speed of the corporate VPN back then, I appreciated the security it provided so much that I felt totally anxious without it after I left the firm. My level of anxiety was so severe that I had totally refrained from going online for a couple weeks until I set up my very own VPN. For those of you who think your online activity is protected because you have been using a VPN, you should watch the above video and see why you need to have your very own VPN, and not just any VPN in order to better protect your communication and privacy online. Please note that I’m not endorsing th...